How to prevent nursing home from taking house with zero mistake
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The massachusetts law you asked about does not exempt from asset eligibility. Not many pennsylvania couples can afford to pay that kind of cost for long. You asked (1) if massachusetts'homestead act protects the homes of senior citizens who need nursing home care from being counted as an asset in medicaid eligibility determinations and, if so, how it works and (2) whether connecticut has any equivalent statutes.
The average cost of nursing home care in pennsylvania is now around $100,000 a year.
In the case of nursing home costs, you want to set up a living trust. I was told if a person has no assets medicaid will pick up the nursing home costs. But medicare provides only limited nursing home benefits and only to people who need skilled care. Probably because there is such a trust — an irrevocable trust.